O’ZBEKISTONDA ISLOMIY MOLIYA BOZORINI RIVOJLANTIRISHDA XALQARO TAJRIBADAN FOYDALANISH

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Published: 2026-10-10
Keywords:
islomiy moliya, islomiy bank, Shariat boshqaruvi, xalqaro tajriba, Malayziya, Indoneziya, Turkiya, sukuk, islomiy darcha, soliq neytralligi, O‘zbekiston.

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Madina Rustamovna Mukhamadjanova

Abstract

Mazkur maqolada O’zbekistonda islomiy moliya bozorini shakllantirish va rivojlantirish jarayonida xalqaro tajribadan foydalanish imkoniyatlari tadqiq etilgan. Tadqiqotda Malayziya, Indoneziya va Turkiyaning islomiy moliya tizimini rivojlantirish bo’yicha institutsional, huquqiy, tartibga solish va Shariat boshqaruvi mexanizmlari qiyosiy tahlil qilingan. Shuningdek, O’zbekistonda 2026-yilda islomiy banklar va “islomiy darcha”lar faoliyatini litsenziyalash, ikki pog’onali Shariat boshqaruvini joriy etish, soliq neytralligini ta’minlash hamda islomiy kapital bozorini rivojlantirish bo‘yicha amalga oshirilayotgan islohotlar o‘rganilgan. Tadqiqot natijalari Malayziyaning markazlashgan Shariat boshqaruvi, Indoneziyaning bosqichma-bosqich strategik rejalashtirish va mahsulot standartlashtirish tajribasi hamda Turkiyaning an’anaviy va ishtirok bankchiligi parallel faoliyat yuritadigan modeli O’zbekiston uchun turli jihatdan amaliy ahamiyatga ega ekanligini ko‘rsatadi. Maqolada xalqaro tajribani to’g’ridan-to’g’ri ko’chirish emas, balki O’zbekistonning huquqiy, institutsional va iqtisodiy sharoitlariga moslashtirish zarurligi asoslangan. Natijada O’zbekistonda islomiy moliya bozorini rivojlantirishning institutsional, normativ-huquqiy, soliq, kadrlar va raqamli infratuzilma yo‘nalishlari bo‘yicha takliflar ishlab chiqilgan.

Article Details

Issue

Vol. 4 No. 6 (2026): “ Zamonaviy fan va ta'lim yangiliklari ” xalqaro ilmiy jurnal

Section

Articles

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